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We move on Saturday!!; Can't wait!
Topic Started: Oct 1 2010, 04:04 AM (2,004 Views)
Boston
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It'll be an adventure! We're going on an adventure!
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We have an appointment tomorrow at 9AM to (hopefully) get pre-approved for a mortgage. :o

I'm anxious, I want to get it over with. We're in an apartment right now in a big complex and we are both just DONE with crazy neighbors and having to stand outside in the rain/snow/wind/etc while the dogs pee/poo. The good thing is it's a nice apartment and we have it until next summer so if we have wait and save a big longer, it's not THAT big of deal... but we are really hoping this works out and we can start looking for a HOME with a YARD!

So, if you guys could spare some wee baby jingles that would be lovely!
Edited by Boston, Nov 6 2010, 06:18 PM.
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Indy
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:jingles: :jingles: :jingles: :jingles: :jingles: :jingles:

Mr. I and I just went through the same process....and found a fenced in yard for the dog with a house for us in less than 3 weeks. Good luck with the bank stuff and good luck on your house search!!! It's exciting!
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MayaTy02
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yeah, many :jingles: :jingles: for you and some :luck: :luck:

Indy, you holding out on us? I'm pretty sure there is a requirement for all board members to update us on any new exciting houses in their lives!
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kady05
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:jingles: :jingles:

It's not that bad, I promise. We were pre-approved really quick. And BF was pretty much out of town the entire time I was looking at houses, so making the offers, setting up inspections etc., was all on me.. so if I can do it, you can!

My advice would be not to jump on the first house you really like.. that's what I did and I'm regretting not waiting a little longer. I'm "stuck" in my house for 2 more years because we got the 8k tax credit and if you move within 3yrs., you have to pay it back.. ugh.
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onwego
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:jingles: :jingles: :jingles: :jingles:
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SnackPack
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The jingle icon face is a little sad, so I'm going to give you this: :luck: :luck: :luck: :)
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Won for Me
Is the meadow on fire?
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Boston, I didn't think I could qualify either and was pleasantly surprised! I have good credit. Everyone just made it sound impossible to qualify!

:luck: :luck: :luck: :luck: :luck: :luck: :luck: :luck:

I hope the bank talks go well!
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Witchy
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:jingles: :jingles: :jingles: :jingles: :jingles:

There is nothing better than just opening the door and letting the dogs out on a cold or rainy night. :cheer:
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FlashGordon
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Good luck lady!!!!!! Sending lots of good vibes your way. It is great you have the apartment, if you have to stay, but how nice it would be for you to have your OWN place! Have you been house hunting at all? Got your eye on anything?

Let us know how it goes!!
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Boston
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It'll be an adventure! We're going on an adventure!
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Thanks everyone! I'm so anxious!

I look pretty regularly on realtor.com so I have a pretty good idea of what's out there. There's actually a lot of nice and affordable homes around here, you just have to look often. We talked to the realtor last week (she is a family friend) to let her know we'd be getting pre-approved soon, so once we know what we're working with I'll email her and start really looking. I have some favorites right now but who the heck knows if they will be within our price range.

I cannot wait to have a yard. And to be able to PAINT! I'm so sick of stark white walls. :teehee: And the neighbors, don't even get me started!! :teehee:

I'm nervous, but hopeful. :luck: :luck: :luck:
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JanM
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Boston-when you find the one you like, or several you like make sure you go around to see some of the neighbors. Ask them how quiet the neighborhood is, what they know about the house you're looking at, and if they would buy in the neighborhood again. You would be amazed at how honest people will be about a bad house, or a bad neighbor. Also, visit the neighborhood after work hours, and when school is out to see how much noise and how the parking is, plus take a good look at the general atmosphere, and drive around to see how many are for sale, and how many look neglected. And also google the name of the subdivision or area and see if there are a bunch of articles about problems in the area, or a message board that residents post on. I think City Data or something like that has a bulletin board about your favorite areas. A few years ago I was anticipating a move and did exactly that, and found a bulletin board about my top two favorites that discouraged me from ever living there (lots of vandalism, and HOA problems). And if you haven't touched base with your homeowners insurance people this might be a good time. They can tell you about problem areas also.
Edited by JanM, Oct 1 2010, 05:44 PM.
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Boston
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It'll be an adventure! We're going on an adventure!
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We are approved! :clap: :clap: :clap: It went so well, the bank man is wicked nice and funny and made us feel so comfortable. As it turns out we both have really good credit, which I was a little nervous about. SO- we will be talking to the realtor this week and starting the house hunting at some point soon! YAY!!! Thanks for your support everyone. I will certainly keep you posted.
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Little Diva
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:clap: :clap: :clap: :clap: That is great news!! Congrats!!
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Indy
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:clap: :clap:
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onwego
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:cheer: :cheer: :cheer: :cheer:
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